Who needs The California FAIR Plan?

• A property owner (residential or commercial) who is unable to obtain a homeowners, rental, or commercial property insurance policy in the open market.

• The traditional market either refuses to provide coverage or offers coverage under terms the owner cannot accept (due to risk, location, previous claims, etc.).

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“The FAIR Plan’s policies are tailored to provide coverage for basic fire insurance when this coverage is not available from a traditional carrier.”